china unionpay card

How many digits are there in the bank card number?

Depending on the bank, the debit card china unionpay card number ranges from 13 to 19 digits, with 19 digits being the main one. For example, the savings card number of China Construction Bank is 16 or 19 digits, and the savings card number of Agricultural Bank of China and ICBC is 19 digits, Bank of Communications's savings card number is 17 digits, and Minsheng Bank's savings card number is 16 digits.

The credit card number is unified into a 16-digit number.

The meaning of bank card number

Bank cards are divided into debit cards and quasi-credit cards. Bank cards generally carry symbols such as UnionPay, Visa, Master, and JCB.

Generally speaking, the bank card with UnionPay logo starts with 6, the bank card with Visa logo starts with 4, the bank card with Master logo starts with 5, and the bank card with JCB logo starts with 3. For example, the card of China Merchants Bank with UnionPay logo starts with 62258, the card with Visa logo starts with 4392, the card with Master logo starts with 5186, and the card with JCB logo starts with 3568.

In China, China UnionPay almost monopolizes the clearing of RMB in my country. To this end, take UnionPay card as an example:

Whether it is a debit card or a credit card, the first 6 are the credit card identification code, the last one is the verification code, and the middle is the personal identification code.

ID (box)

The BIN number is applied by China UnionPay to the International Organization for Standardization and represents different bank card organizations and card levels.

In 2002, China UnionPay applied for 800 international social standard BINs that can be used in domestic research for foreign companies, and the number usage range is "622126 to 622925".

In July 2003, China UnionPay issued the "Letter on the Use of BIN Number of UnionPay International Standard Card Issuers" and "Interim Measures for the Configuration and Management of the BIN Number of UnionPay ID Cards" to all member institutions, and officially released the "UnionPay International Standard".

2. PIN

The PIN starts from the seventh digit of the card number, and the number of digits of the PIN depends on the number of digits of the bank card. If the bank card has 19 digits, the PIN is 12 digits, and the total number of bank cards is 13 digits. Then the PIN is 6 digits.

3. Check code

The previous card number uses the luhn algorithm to calculate the final bank card number, and the latter check code is used to verify whether the bank card is correct.

Summarize

Not all bank cards have the same number of digits. Depending on the type of card and the issuing bank, the number of digits in the card number is different.

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